The storyline of the Belk Bowl between Georgia and Louisville is Cardinal Defensive Coordinator Todd Grantham, who held the same role at Georgia from 2010-13. Grantham joined Bobby Petrino’s staff at Louisville and he has improved the Cardinal defense.

The Grantham factor might be the only motivation that Georgia has in this game. The Bulldogs had a golden chance to win the SEC East this season but lost to South Carolina and Florida. They had aspirations of playing in the SEC Championship Game, and that goal wasn’t met.

Louisville finished 9-3 in Petrino’s first season. They aren’t as talented as Georgia but there is motivation here to beat a SEC team. Petrino is familiar with the SEC from his days in Arkansas so he will make sure his team is ready to play in Charlotte.

Pick: Louisville (+7) over Georgia